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Bayonne Community Bank offers a wide variety of Certificate of Deposits and IRA’s in a number of terms.

3 Month CD 2.23%* 2.25%*
6 Month CD 2.37%* 2.40%*
9 Month CD 2.42%* 2.45%*
12 Month CD 2.47%* 2.50%*
18 Month CD 2.57%* 2.60%*
2 Year CD 2.71%* 2.75%*
3 Year CD 3.44%* 3.50%*
4 Year CD 3.68%* 3.75%*
5 Year CD 3.92%* 4.00%*
  • Minimum deposit of $500.00 required to open account

  • $500.00 minimum balance to obtain APY


Bayonne Community Bank offers Traditional, Roth, and Educational IRA’s

  • Minimum term is 12 months

  • Same rates available as Certificates of Deposits

  • Minimum deposit of $250.00 required to open account

  • $250 minimum balance to obtain APY

  • IRS may impose additional penalties for early withdrawals

  • Interest compounded continuously and credited monthly
  • Annual percentage yield (APY) assumes interest remains on deposit, withdrawals of interest will reduce earnings
  • The interest rate for your account will be paid until maturity
  • Your account will automatically renew at its maturity. You will have seven calendar days from maturity date to withdraw your funds or your certificate will automatically rollover
  • If any deposit is withdrawn before the maturity date a penalty is applied. A loss of three months interest on 91 day, 6 month, and 9 month CD’s and a loss of 6 months interest on all CD’s 12 months and over

* Annual Percentage Yield accurate as of January 11, 2006 and is subject to change without prior notice.

** Annual Percentage Yield